[ref. k52115700] Business Analyst - Payments
Overview:
Introduction:
Wipro is looking for a Business Analyst – Payments with previous experience in payments technology and/or Operations/Business. This is a new role which will be at the heart of the growth agenda for the organisation.
The Company:
Wipro is a well-led organisation where innovation is our differentiator. We ranked as a “Top Employer” as part of the Top Employer Institute 2024 annual listings. We were assessed on several key HR practices including Diversity and Inclusion and Gender.This is accompanied by achieving solid business growth in the last ten quarters against a backdrop of high inflation and geopolitical turmoil.
As a Business Analyst – Payments you will be a part of Wipro Domain & Consulting Business Line. At D&C, we are not only the best at execution, but we also act as a proactive force of change, a true partner in our clients’ transformation journey.
Wipro is at the forefront of helping companies around the world transform so that they can deliver great experiences to their customers, partners and employees. At Domain and Consulting (D&C), we are at the heart of this endeavor. With an entrepreneurial mindset and creative outlook, we evaluate customers’ problems and craft innovative solutions that involve the use of technologies like Cloud, AI, 5G and robotic automation.All this is done while working with clients simultaneously to deliver outstanding results.
As a Business Analyst – Payments you will be a part of the Banking Practice where we Partner with large global & regional banks to accelerate value through domain led levers in their business & IT transformation journey while keeping pace with a dynamic external environment & fast paced digital innovation.Leading practices include - Digital Channels & Touchpoints, Payments, Cards, Consumer Lending & Mortgages, Retail Banking, Corporate/Commercial Banking.
Purpose of the Role:
As a Business Analyst – Payments you will help our client in their transformation and digitization of their payments processing platform and associated processes.
Your Responsibilities:
As a Business Analyst - Payments you will be responsible for:
- Eliciting, challenging, and prioritising requirements
- Creation of user stories covering business and functional requirements for projects large and small, ranging from small functional enhancements to large multi-year transformation projects
- Driving business architectural solutions focused on flexibility, time to market and re-usability
- Working with business and technology partners to provide a seamless experience to users both internal and external when interacting with payment systems
- Supporting testing of new or enhanced applications and/or systems and providing guidance to team members on complex testing tasks including case development, requirement traceability analysis, test preparation, script writing, and functional test execution
- Working with business and technology teams to develop technology roadmap strategy
Mandatory Skills/Experience:
- A strong business and technical knowledge in disciplines surrounding a High and Low Value Cross Border Payment Processing – including FX components
- An understanding of an end-to-end flow of various Payment methods from initiation to settlement and tracking
- Payment messaging such as MT, MX formats, ISO200022 standards and FED/CHIP formats and interoperability among these formats
- Direct and indirect clearing mechanisms including FED/CHIP/TCH clearing
- Payment files processes, US ACH and International ACH payment schemes and processes
- Emerging technologies, use of APIs, concepts such as Blockchain
- Payment processing knowledge of the following areas is also critical:
- Knowledge of Development Lifecycles and Agile approach to project implementation and software used to support same: JIRA, Confluence
- Account static data management
- Payment tracking mechanisms such as GPI
- User Interface design
- Payment charging concepts
- Watchlist and Anti Money Laundering scanning
- Funds Control
- Liquidity Management
- Foreign Exchange
- Accounting
- Client and Regulatory reporting
- Technical background with knowledge of SDLC, XML and ability to write SQL queries
- Experience working with waterfall and agile development methodologies
Your Benefits:
As the Business Analyst - Payments you will receive a competitive salary, a generous benefits package and training & development in areas to help you improve.
Equal Opportunities:
Wipro is an advocate for positive change and conscious inclusion. As a global employer, we strive to create a diverse Wipro family by remaining committed to the development of our culture, diversity, equality, and inclusion in the workplace.