Asset & Portfolio Analyst
OVERVIEW
At DF Capital, we champion banking for ambition. As an award-winning provider of commercial finance and savings, we empower depositors and small businesses with financial solutions tailored to fuel their growth. Headquartered in Manchester, our team of over 100, serves thousands of customers across the UK, transforming savings into new opportunities for businesses to thrive.
We’re passionate about helping our customers succeed. As we expand our retail and commercial lending products, we remain committed to meeting their evolving needs and supporting their ambitions every step of the way.
OUR STORY
Founded in 2016, DF Capital was born with a focus on distribution finance - providing dealers, distributors, and manufacturers with the funding they need to stock, display, and sell products, without straining cash flow.
Since then, we’ve delivered over £3.5bn of funding across diverse sectors. From motorhomes and machinery to motorbikes and lodges, we’ve financed all shapes and sizes of commercial vehicles and automobiles (no planes or trains - yet). We listed on the Alternative Investment Market of the London Stock Exchange in 2019.
BECOMING A BANK
In 2020, we became a fully authorised bank, extending our offering with savings products for retail depositors. We’re proud of our strong customer service, consistently achieving high satisfaction scores - like our current average rating of 4.8/5 from 1,200+ reviews, which also earned us a Platinum Trusted Service Award.The deposits we receive fuel UK businesses through our commercial lending, creating a virtuous cycle of growth.
WHERE WE’RE HEADED
Our goal is simple: to be the best bank - for our customers and each other. We put customer needs first, continuously looking to improve our proposition on their feedback. We aim to help more customers in more ways while continuing to deliver exceptional service.
How do we achieve this? By hiring people who care deeply about doing the right thing, we’ve been recognised as ‘World Class to Work For’ by Best Companies, and we're proud of our inclusive, sustainable, and progressive workplace.
OUR CULTURE
DF Capital is a very special place to work. We have an amazing team who commit themselves each and every day to bring our ambitious growth plans to life. We’ve achieved much on our journey so far, but I believe we have our best days ahead of us.
We’ve established a unique culture that is built on a virtuous circle where engaged and empowered employees who are powered by a shared purpose deliver great outcomes for our customers, our communities, the environment and ultimately our shareholders.This is why we are rated a world class place to work and are amongst the best companies to work for in the UK.
THE ROLE
Our Asset & Portfolio Monitoring teams sit at the beating heart of the business, overseeing all aspects of the customer journey from onboarding to recovery.
You’ll join the team in a role with varied responsibilities; including supporting the Asset Audit and account management teams with regards to Asset Audit output management, assisting the Collections & Recoveries Manager and Portfolio Monitoring Managers with counter-party risk management and the production of legal documentation and condition management.Interacting with a number of other teams across the business to protect risk through Audit and production and compliance with legal documents.
RESPONSIBILITIES AND DUTIES
Other duties may be assigned outside of the following duties and responsibilities:
- Monitor and manage Asset Audit output whilst liaising with the National Client Managers and Credit teams regarding audit follow up actions to ensure swift closure of audits
- Asset Audit schedule support; including DADJ updates to Asset Audit frequencies
- Oversight of arrears, working with the NCM team to and Collections & Recoveries Manager to ensure swift resolution of issues and to support the Collections & Recoveries Manager in any required arrears or recoveries resolution
- Production of right first time legal documentation for new and existing customers including bespoke documents
- Execution, management and storage of legal documentation
- Production of right first time facility amendments
- Creation of third party entities
- Add customers to DF Connect
- Account closure
- Ability to engage and build relationships across all areas of the business
- Confidence to make decisions within your authority levels
- You will have excellent verbal and written communication skills
- You will be flexible and dynamic in your approach to resolving issues
- You’re independent and well organised with a ‘can do’ attitude
- You have excellent Customer Relationship skills
- You are hardworking and passionate about achieving great results
- You pitch in and aren’t afraid to get your hands dirty
- You will have an excellent attention to detail and able to work well on your own and as part of a team
- Desire to learn and develop in a fast-paced environment
- Private medical insurance for you and your partner/spouse
- 10% Employer pension contribution
- 30-day annual leave entitlement plus Bank/Public Holidays
- Free Gym Membership
- Discretionary annual bonus
- Discretionary share awards
- Life Assurance
- Income Protection
- Save As You Earn company share acquisition scheme
- Tax efficient salary sacrifice scheme to obtain bicycles and electric vehicles
- 3 days paid Volunteering leave to support our local communities
- Vibrant office location in the lively city centre of Manchester.