Associate Director Speciality Finance Portfolio Management Shawbrook Commercial Risk London
The Associate Director
- Speciality Finance Portfolio Management will be the primary contact for non-bank specialist lending clients, covering sectors such as consumer finance, asset finance, SME corporate finance, and property finance.
The team manages these relationships and monitors risks for the Bank.Responsibilities include:Managing customer relationships and monitoring facility compliance with lending covenants and terms.Handling the annual review and credit process, including ad-hoc amendments, increases, and covenant restructures, while identifying new business opportunities within existing clients.Proposing, negotiating, and executing facility amendments, covenant waivers/resets, and in-life management activities.Managing the end-to-end credit process, including negotiations, credit papers, presentation to Credit Committee, and legal completion.Assessing market, macroeconomic, and regulatory impacts on the portfolio, taking appropriate actions, and updating Risk Committees on early warning signs and watchlist clients.Implementing new strategic initiatives for Structured Finance, ensuring compliance, regulatory, and risk management oversight, and participating in industry events.Managing relationships with internal and external stakeholders.The PersonProven experience in credit risk, portfolio management, transaction restructuring, or related roles within banks, funds, advisory, or specialist finance sectors.A quantitative degree, CFA, or similar qualification is preferred but not essential.Knowledge of asset-based lending practices and familiarity with block discounting or revolving credit facilities.Experience in structuring and executing funding facilities.The OpportunityShawbrook offers finance to diverse customer segments, emphasizing a premium experience, flexibility, and value.
As a purpose-led organization, we focus on long-term sustainable value for stakeholders.Our offerings include tailored lending propositions across SME, Real Estate, and Personal markets, ranging from complex structured credit facilities to mortgages and simple digital loans.
We fund our lending through customer deposits, attracting them with excellent service, choice, and value.Our unique business model combines deep human expertise with advanced digital, tech, and data capabilities, enabling us to deliver excellent customer experiences efficiently and at scale.
We foster an innovative, agile culture with high employee engagement, making Shawbrook an attractive employer.If youre proactive, innovative, and collaborative, youre our kind of person.Why work with us?
Because you:Want to be part of a modern, dynamic bankEnjoy challenges and a fast-paced, innovative environmentSeek continuous improvement and problem-solving opportunitiesValue diversity and inclusionCare about society and the environmentAim for professional growth and excellenceRewardYour Wellbeing
- We prioritize your health with benefits such as:Family-friendly policies from Day 1, including maternity, adoption, and paternity leaveFree access to Headspace mindfulness appFree Peppy app for fertility, parenthood, and menopause supportEmployee Assistance Programme for various support needsCycle to work schemeGym discountsContributory pension and death in service benefitsYour Lifestyle
- We support work-life balance with benefits like:Minimum 27 days holiday annuallyHoliday buy/sell schemeNationwide gym discountsBrand discountsCommunity and charity initiativesYour Contribution
- We reward extra effort through:Annual discretionary bonus schemeRecognition programs acknowledging outstanding colleagues