Head of Credit Risk

You will also develop and provide data and reporting to support insight across the Risk Function and be the expert on scorecard modelling and automation.As a Head of Credit Risk, we are looking for someone to: Oversee, challenge and assure the first line credit risk management and reporting for credit risk across all productsOwn and develop credit risk policies and related standards for all group lending products, ensuring appropriate governance of changes and evidence of key controlsProduce credit risk profiles for Exec and Board risk committees, working with first line to ensure all material credit risks have been identified and mitigation actions have been defined and progressedUse your knowledge of the industry and the macroeconomic environment to identify emerging credit risks for the business and develop forecasting models.Set, via the Board, credit risk appetites; identifying and managing portfolio level credit risks, key exposures and concentration risks.

Key Requirements: Strong understanding of risk management principles across the credit lifecycle, credit analysis and policiesExperience of implementing, scoring and advanced data and analytical techniques throughout the customer journeyExperience of implementing scoring and advanced data and analytical techniques throughout the customer journeyExperience of secured lending, particularly specialist mortgage lendingExperience of managing and developing high performance teamsConfidential and influential communicator to Board Level Send your CV to (url removed)Applicants must be located and eligible to work in the UK without sponsorship.

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