Senior Analyst /Associate, Structured Finance

The ideal candidate will have a strong foundation in finance, analytical skills, and a desire to work in a dynamic and fast-paced environment.

Portfolio Monitoring & Management:

• Track and analyse the performance of existing investments, including key metrics such as delinquencies, defaults, recoveries, and prepayments.
• Maintain and update portfolio models to reflect actual performance and forecast future outcomes.
• Generate periodic performance reports for senior management, investors, and other stakeholders.
• Monitor adherence to investment covenants, trigger events, and other key contractual terms.
• Identify and escalate potential risks or performance issues, proposing mitigation strategies as needed.

Market Research & Analysis:

• Conduct market research to identify trends and opportunities in asset-backed finance and private credit markets.
• Analyse comparable transactions, securitization structures, and market pricing to support deal structuring and valuation.
• Stay informed about regulatory changes, macroeconomic conditions, and other factors that may impact the asset finance market.

Transaction Support:

• Build and maintain detailed financial models to evaluate deal economics, asset performance, and cash flow projections.
• Support due diligence efforts, including analysis of asset-level data, market conditions, and creditworthiness of counterparties.
• Assist the deal team in preparing investment memos and presentations for internal committees and investors, summarizing key findings and recommendations.
• Assist the deal team in origination and structuring of asset-backed finance deals across various asset classes (e.g., consumer loans, equipment leases, real estate-backed loans.
• Collaborate with legal, compliance, and external advisors to ensure transaction documentation is accurate and complete.

Collaboration & Process Improvement:

• Work closely with origination, capital markets, and risk management teams to ensure smooth execution and management of transactions.
• Contribute to the development and enhancement of internal tools, templates, and processes to improve efficiency and accuracy.
• Support ad hoc projects, including portfolio reviews, strategic initiatives, and investor presentations.

Requirements

Education:

• Bachelor’s degree in Finance, Economics, Accounting, or a related field. Advanced degrees or certifications (e.g., CFA, CPA) are a plus.

Experience:

• Minimum 2 years of experience in investment banking, private credit, structured finance, or a related field.
• Exposure to asset-backed securities (ABS), securitization, or portfolio management is highly desirable.

Technical Skills:

• Proficiency in financial modelling and advanced Excel skills; knowledge of VBA, SQL, or Python is a plus.
• Strong understanding of financial statements, cash flow analysis, and credit metrics.
• Familiarity with securitization concepts, rating agency methodologies, and fixed-income analytics.

Soft Skills:

• Strong analytical and problem-solving skills with a high level of attention to detail.
• Excellent written and verbal communication skills for interacting with internal teams, investors, and counterparties.
• Ability to manage multiple tasks and prioritize effectively in a fast-paced environment.
• A proactive mindset with a desire to learn and grow within the asset finance space.

• Competitive bonus scheme.
• Bupa health & dental, Cycle to Work scheme, enhanced pension, and generous annual leave.
• Enhanced parental leave, special leave allowances, and charity giving options.
• Regular team events, legendary summer & Christmas parties, knowledge sharing sessions, and quarterly town halls.
• Team lunches, dinners, Friday drinks, team sport activities