Junior Risk Oversight & Testing Analyst (Entry/Grad Level)

A bit about us:

ClearBank was built on the belief that banking infrastructure would no longer slow down progress. Instead, it’s the catalyst that unlocks the potential to innovate. That’s why our clients; financial institutions; from fintech’s and crypto platforms, to banks and credit unions use our API to power their banking infrastructure.

Your Mission:

You will be joining the Risk Oversight and Testing team. Reporting to the Director of Risk and Controls Testing you’ll be part of a fast-growing business that is challenging the market and doing things differently.

As a Risk Oversight and Testing Analyst, you will initially:

• Be responsible for conducting quality assurance (QA) over quality control (QC) testing of customer onboarding and ongoing due diligence, as well as other screening and monitoring activities from a correspondent banking AML / financial crime perspective. This involves performing detailed and objective reviews to check alignment to regulatory standards, and internal policies, standards and procedures.
• Recording, validating and communicating QA findings and results to relevant stakeholders, providing detailed feedback to the QC Function and Financial Crime Operations.
• Following documented procedures and related processes that underpin the execution of QA activities within ClearBank.
• Maintaining positive, collaborative working relationships with key stakeholders to ensure consistency of approach and an environment where colleagues can proactively seek advice.
• As you develop in role, you will also be trained to support other Risk Oversight and Testing activities, for example other areas of QA; the planning and execution of risk-based thematic reviews related to compliance and conduct risk, operational risk and financial crime risk; action tracking and oversight; and the production of monthly MI and reporting.

Requirements

What we're looking for:

This is an entry level role that does not require previous financial services, risk oversight or testing experience.

Training and coaching will be provided to support your development and knowledge of correspondent and embedded banking, applicable legislative and regulatory requirements and expectations, ClearBank’s products and services, and ClearBank’s internal Policies, Standards and Procedures.

We are looking first and foremost for someone; enthusiastic, inquisitive, curious and quick to learn. The ideal candidate will be a team player and a self-starter, with an excellent level of attention to detail. We are looking for someone willing to help shape, influence, and support ensuring the delivery of good outcomes for ClearBank and ClearBank’s customers.

While we don’t require previous experience, it would be beneficial and to your advantage if you:

• Are a graduate with a degree in a relevant, analytical field e.g., Finance, Economics, Law.
• Are self-motivated, and able to work independently as well as part of a team.
• Pay attention to detail with strong analytical, investigative and problem-solving skills.
• Are a confident and concise verbal communicator, with ability to build rapport with stakeholders.
• Have strong written presentation skills.
• Can work to tight deadlines under pressure whilst maintaining high level of quality and competency.
• Have Microsoft Office skills – Word, Excel and PowerPoint

Benefits

What we offer:

• At ClearBank we have a flexible working philosophy, empowering our employees to manage their time in a way which allows them to meet both work and personal commitments, in partnership with their line manager
• 27 days annual leave per year, plus flexible bank holidays
• Option to work abroad for up to 30 days in a 12-month rolling period
• Take a couple of days per year to volunteer with your chosen charity to do something bigger than ClearBank
• Private healthcare and discounted dental cover, with employee healthy living perks and discounts
• Enhanced family-friendly leave
• Plus, you’ll have the opportunity to join an innovative team that’s building a bank fit for the future
• Discretionary bonus

More about us:

It’s our belief in fairness, autonomy and choice that means our people are empowered with the tools to learn, grow, and contribute to ours and our clients’ success. Interested in joining us? Read on or visit our website for more information.

For more information on how we manage your data go and check out our Candidate Privacy Notice on the ClearBank website to see how we process, manage and look after your data. You are also allowing us to communicate with you by email and telephone for recruitment purpose