Credit Risk Portfolio Management Director

Reporting to the Chief Investment Officer, you will lead a team of experts, shape financial strategies, and engage with senior government stakeholders to drive innovation in the UK economy. If you have a passion for strategic leadership, risk management, and economic impact, wed love to hear from you!Main ResponsibilitiesLead a team of 10 credit and investment specialists and 8 debt portfolio management experts to manage a high-risk SME loan portfolio with mezzanine/structured finance features.Oversee credit, investment, arrears, default, and recovery decisions, operating within delegated authority.Ensure adherence to responsible lending and debt management policies, aligning with the FCAs Treating Customers Fairly framework.Represent Innovate UK in policy, funding, and risk governance discussions, collaborating with UKRI, the British Business Bank, and Government stakeholders.Provide expert opinion on credit and portfolio management at the Credit Committee and contribute to public/government forums as a thought leader.Candidate RequirementsSME Lending & Investment ExpertiseProven experience in SME lending, investment decisions, and structured/mezzanine finance in a fund, banking, or alternative finance environment.Strong leadership skills with a track record of building, leading, and coaching high-performing teams across technical disciplines.Experience in originating and managing SME loan portfolios, launching new financial products, and aligning with risk and finance strategies.Familiarity with Subsidy Control regulations, Managing Public Money, and fair value accounting (IFRS9), plus experience engaging with senior government stakeholders.Degree-qualified or holding a relevant professional qualification, with substantial hands-on experience in credit risk and portfolio management.If you are interested in the role, please contact Miraj at Service Care Solutions on or email .