[ref. p4073124] View Jobs Description

Learning will be through a combination of a formal taught course delivered in-house together with on-the-job training in the fundamentals of credit underwriting. The expectation is that the role is a gateway into a career in property finance.

• Learning the basics of secured property lending including product structures, approaches to credit risk assessment and appraising property securities
• Learning how to make up case files including online searches such as Land Registry, Credit Searches, Company searches, Rightmove searches
• Understanding how to interpret the above searches and underwrite individual cases
• Learning how to assess valuation reports as well as monitoring surveyor reports for live construction projects
• Preparation of legal documentation associated with lending
• Entering and maintaining appropriate data within the loan operating systems
• Assisting established underwriters, case managers & portfolio managers in preparing credit papers
• Liaising with external parties, i.e. valuers, solicitors & monitoring surveyors to progress cases towards completion
• Assisting with continuous improvement and change projects through conducting ad-hoc analysis, process engineering, testing, and business readiness implementation

This list is not exhaustive and the duties are liable to change from time to time in line with the needs of the department.

Benefits:

• Company events
• Company pension
• Health & wellbeing programme
• Life insurance
• Paid volunteer time
• Referral programme
• Sick pay

Schedule:

• Day shift
• Monday to Friday
• No weekends

Ability to commute/relocate:

• Watford: reliably commute or plan to relocate before starting work (required)

Education:

• Bachelor's (required)

Work authorisation:

• United Kingdom (required)

Work Location: In person