Senior Credit Risk Analyst - Consumer Lending / Loans - Michael Page
Michael Page Birmingham
About Our Client
Rapidly expanding financial services company
Job Description
This rapidly expanding financial services company are seeking a Senior Credit Risk Analyst to join their Consumer Lending function. Working with the Commercial Director you will develop credit risk analytics / scorecard modelling solutions to enhance Credit Scoring & Lending decisioning to optimise and grow their loan portfolio.
Key Responsibilities:
- Developing and implementing advanced statistical / scorecard models to predict credit risk, optimise credit scoring, and enhance decision-making/underwriting processes.
- Develop and maintain predictive models to assess credit risk and forecast customer behaviour.
- Analyse large datasets to identify trends, patterns, and insights that inform business decisions.
- Perform data cleaning to ensure high-quality data for analysis,
- Conduct A/B testing and other experiments to evaluate the impact of credit strategies and policies.
- Develop credit risk models, such as probability of default (PD) using various modelling techniques.
- Working independently and presenting findings and recommendations to stakeholders in a clear and concise manner.
Key Skills / Experience:
- Experience in the Financial Services Industry (Essential)
- Experience working with large data sets (Essential)
- Proficiency in Python, R, SQL or other programming languages (Essential)
- Proficiency in Excel (Essential)
- Strong presentation skills, including the ability to translate complex data into understandable insight (Essential)
- A great attention to detail and be process-oriented to review, suggest and implement improvements where appropriate. (Essential)
- Able to work in a fast paced, changing environment.(Essential)
- Degree in relevant subject (Data Science, Statistics, Computer Science, Economics or similar degree) (Preferable)
- Experience using Salesforce and data visualisation tools (Preferable)
- Experience in the Financial Services Industry (Essential)
- Experience working with large data sets (Essential)
- Proficiency in Python, R, SQL or other programming languages (Essential)
- Proficiency in Excel (Essential)
- Strong presentation skills, including the ability to translate complex data into understandable insight (Essential)
- A great attention to detail and be process-oriented to review, suggest and implement improvements where appropriate. (Essential)
- Able to work in a fast paced, changing environment.(Essential)
- Degree in relevant subject (Data Science, Statistics, Computer Science, Economics or similar degree) (Preferable)
- Experience using Salesforce and data visualisation tools (Preferable)
What's on Offer
Opportunity to develop and enhance credit risk modelling & analytics strategy
Opportunity to join a rapidly expanding financial services company
Coventry Building SocietyCoventry, 19 mi from Birmingham
the role As part of our Altogether Better approach and collaboration with The Co-operative Bank, we have an exciting opportunity for a Senior Credit Risk Analyst to join our team on a 6-month FTC.In this role, youll provide analytical expertise...
Nottingham, 42 mi from Birmingham
We are looking for an analyst with SQL experience to join our Credit Risk team. The role will require a data-driven approach to build new insights. These insights will be used to drive change and efficiency within the business that will help our...
Secure Trust Bank PLC.Solihull, 10 mi from Birmingham
9 month fixed term opportunity. What you will do You will take ownership of credit risk strategies for the consumer lending portfolio, including designing, implementing, and monitoring the performance of new and existing strategies.Responsible...