Lead Credit Risk AnalystDescriptionWe are a dynamic and innovative company committed to managing credit risk effectively. Our team plays a crucial role in ensuring the financial health of our organisation while maintaining a positive customer experience.As a Credit Risk Analyst, you will be at the forefront of decision-making.
Your insights and data-driven recommendations will directly impact our credit policies, strategies, and overall success.Work Environment: Hybrid 2-3 days on siteJob Responsibilities:Monitor, maintain and enhance critical credit scorecards and decisioning performance across consumer and business journeys.Collaborate with other team leads to identify risks, improve processes, and optimise connections to our network.Engage with stakeholders across different business areas to align strategies and achieve company goals.Provide valuable feedback on propositions, projects, and services.Analyse data using Excel, SAS, Alteryx, and Python to identify trends and opportunities.Challenge existing credit policies and propose effective changes.Perform regular and ad-hoc tasks, delivering actionable insights to drive positive outcomes.Qualifications:Experience managing and developing credit scorecards (Essential).Advanced Excel skills (Macros, Pivots, VLOOKUP, conditional formatting, etc.). VBA knowledge is beneficial.Recent experience analysing data using SAS/SQL, Alteryx, or similar tools (within the last 6 months).Mathematical or finance-related degree or proven experience at a senior/lead analyst level.
As the Counterparty CreditRiskAnalyst you will coordinate and oversee a new BAU Counterparty CreditRisk (CCR) process. This will include working with IT for implementation requirements, Risk Model Group for business requirements, and Production...
apartmentNatWest GroupplaceEdinburgh, 41 mi from Glasgow
the ability to identify key creditrisks and areas of non-conformance with regulatory, policy, process, and guidance requirements, and you’ll have experience of making creditrisk decisions which require analysis, judgement, and initiative.
We're looking...
to drive compliance and efficiencies, mitigate risk and drive down the total cost of ownership to the organisation.
• Proactively engage with stakeholders and suppliers throughout the procurement lifecycle to secure the most appropriate and innovative...