Head of Insurance Risk 12 Month FTC

apartmentDirect Line Insurance Group plc placeLondon descriptionPermanent calendar_month 
Why Join Us?At Direct Line Group, were looking for an experienced Head of Insurance Risk (FTC) to lead our second-line oversight of actuarial reserves, pricing, and claims forecasting. This is a critical leadership role where youll provide strategic challenge, governance, and insight to help shape risk management across the business.Supporting our Director of Financial Risk, youll be a key figure in our Financial & Insurance Risk team.

Youll play an integral part in ensuring we manage insurance risk effectively, stay ahead of regulatory developments, and embed risk awareness throughout the organisation.This role is being offered on a 12-Month Fixed Term basis.What Youll Be DoingAs Head of Insurance Risk, youll be responsible for:Leading second-line oversight of actuarial reserves, pricing, and claims forecasts, ensuring robust risk management and challenge.Overseeing financial plan forecasts, providing challenge on key assumptions and business strategies.Reviewing and enhancing risk policies, frameworks, and key risk indicators (KRIs) for insurance risk.Producing independent risk opinions on actuarial reserve projections and presenting findings at governance committees.Developing and implementing a risk review programme, proactively identifying and investigating high-risk areas.Providing subject matter expertise on insurance risk across climate risk, stress testing, and capital modelling.Contributing to key regulatory reports, including the Own Risk & Solvency Assessment (ORSA).Managing a small team (2 FTEs), providing coaching and leadership to drive excellence.Developing strong relationships with senior stakeholders, ensuring risk management is embedded in decision-making.Supporting and deputising for the Director of Financial Risk at key governance forums.What Were Looking ForWe need a strategic and analytical leader with deep expertise in insurance risk.

You should have:Qualified Actuary status (FIA or equivalent).Extensive experience in reserving and financial planning oversight, ideally in a general insurance setting.A strong understanding of risk frameworks, regulatory requirements, and financial modelling.Leadership experience, with the ability to develop and manage a high-performing team.Excellent communication skills, with the ability to challenge and influence at senior levels.Ways of WorkingOur hybrid model way of working offers a best of both worlds approach combining the best parts of home and office-working, offering flexibility for everyone.

You will be in the office 2 days per week, and based in our London Riverbank House office.BenefitsWe recognise we wouldnt be where we are today without our colleagues, thats why we offer excellent benefits designed to suit your lifestyle:9% employer contributed pension50% off home, motor and pet insurance plus free travel insurance and Green Flag breakdown coverAnnual bonus of up to 20%EV car scheme allows all colleagues to lease a brand new electric or plug-in hybrid car in a tax efficient way.30 days annual leaveBuy as you earn share schemeEmployee discounts and cashbackPlus many moreBeing yourselfDirect Line Group is an equal opportunity employer, and we think diversity of background and thinking is a big strength in our people.

Were delighted to feature as one of the UKs Top 50 Inclusive Employers and are committed to making our business an inclusive place to work, where everyone can be themselves and succeed in their careers.We know youre more than a CV, and the things that make you, you, are what bring potential to our business.

We recognise and embrace people that work in different ways so if you need any adjustments to our recruitment process, please speak to the recruitment team who will be happy to support you.Together were one of a kind.

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