Senior Portfolio Manager Development Finance South West Shawbrook Commercial Risk London GB

apartmentShawbrook Bank placeLondon descriptionPermanent calendar_month 
The proposed role will manage the South West Development Finance Portfolio Management team (currently comprising of 3 FTE).The Development Finance Portfolio Management team is a segregated team who manage the credit risk of development finance transactions, alongside other in
  • life activities.

The Senior Portfolio Manager role will have their own portfolio of clients in conjunction with team management responsibility.The Senior Portfolio Manager role will have responsibility for:Individual Development Monitoring, working with 3rd party & in-house monitoring surveyorsEWI MonitoringCovenant MonitoringAnnual ReviewsProvision of additional debt facilities to support existing developments, if neededManaging post execution in-life activities inclusive of site visits, restructures and drawdownsFocus on customer retention & delivering a great customer experienceOrigination support to effectively onboard new customersPM have responsibility for all performing cases, working with the NPL team for under-performing and non-performing cases.Key ResponsibilitiesThe primary responsibilities will be to manage effectively the team, proactively manage risk across the portfolio and within the Group Risk Appetite.The role will be required to work collaboratively with the wider Development Finance Team, Construction Risk, Structured Lending NPL and Real Estate Portfolio Management teams to provide a seamless client proposition.In addition, the role will have responsibility for:Develop and maintain excellent customer relationships with new and repeat borrowersIn conjunction with Business SupportActive Portfolio Monitoring for trends, concentrations, sub-sector variances etc.Market Analysis & Portfolio Reviews, plus Horizon ScanningConsider market, macroeconomic and regulatory impacts on the portfolio and take necessary actions where appropriate, including updating relevant Risk Committees on early warning signsInput into Asset Class & Lending PoliciesEnsuring Lessons Learned are embedded across the team, inclusive of watchlist casesSupporting key strategic priorities & projectsManage credit, legal and compliance risks on own portfolio and effective team controlsEnsuring the team has the requisite capacity & capabilities to successfully manage the portfolioSupport, guidance & coaching to individual team membersRegular performance feedback and performance managementEnsure the completion (within appropriate timescales) of ongoing credit stewardship activity to a high standard, including but not limited to annual reviews, MI / covenant monitoring, EWI reporting / escalation, Watch actions / reporting, Expiries and KYC / AMLDevelop and maintain excellent working relationships across the wider organisationThe role will report to the Head of Development Finance Portfolio Management.The PersonDegree/MBA or similar business qualification or equivalent work experience appropriate to the roleProven experience in Development FinanceDeep and broad business and financial acumenThe OpportunityShawbrook provides finance to a wide range of customer segments that value the premium experience, flexibility and certainty we deliver.

We are a purpose-led organisation, with a focus on delivering long-term sustainable value for all our stakeholders.We have a diversified offering, with our innovative lending propositions tailored to meet specific customer needs in carefully selected markets across SME, Real Estate and Personal.

Our products range from complex structured credit facilities for growth-focused businesses to mortgages for professional landlords and property investors, as well as simple loans for consumers delivered digitally.

We fuel our lending through customer deposits, which we attract by delivering a premium experience, choice and consistently great value to smart savers.The business model we have created is unique and difficult to replicate, with our best of both approach combining deep human expertise with advanced digital, tech and data capabilities.

This combination not only allows us to deliver excellent customer experiences, but to do so efficiently and at scale.
We are proud of our innovative and agile culture, which drives consistently high employee engagement scores and makes Shawbrook an attractive destination for the best talent.
If youre willing to roll up your sleeves, contribute new ideas and believe anything is possible, youre our kind of person.Work with us because you:Want to be part of a bank built for the dynamics of the modern worldRelish a challenge and enjoy a fast-paced, innovative and hardworking cultureEnjoy finding new and better ways to solve complexity and make things happenWant to belong to a diverse culture that stands shoulder to shoulder with minority and underrepresented groupsCare about society and the environment and want to be part of a business that cares tooWant to continue to grow professionally and be the best version of yourselfRewardYour Wellbeing
  • We take your health and well-being very seriously by providing a range of benefits to give you and your family peace of mind.
These include:Market leading family friendly policies such as access to our Maternity, Adoption and Paternity policies from Day 1 of your employmentFree access to Headspace, a mindfulness & meditation digital health appFree access to Peppy digital health app that offers personalised support through fertility treatment, becoming a parent or menopauseEAP (Employee Assistance Programme)
  • Offering you support on a wide range of subjects including financial concerns, mental wellbeing and more general queries around family, work, housing, and healthCycle to work schemeDiscounts on gym membershipContributory pension scheme & death in serviceYour Lifestyle
  • Its important you strike the right balance between your work and personal life.
We provide benefits to support you when at work and when youre enjoying your leisure time.Minimum of 27 days holiday per yearOption to buy or sell holiday days through our flexi-holiday schemeDiscounts on gym membership nationwideAccess to discounts on a range of high street and online brandsCommunity support and charitable givingYour Contribution
  • Were focused on rewarding those that go the extra mile in helping us achieve our goals.Participation in our annual discretionary bonus scheme designed to reward your contribution to our successProudly Shawbrook recognition scheme focused on recognising our role models and thanking our colleagues for a job well done
business_centerHigh salary

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