Chief Compliance Officer - ref. b09850123

Location: London, UK (Hybrid)

About ANNA:

ANNA Money is a business account and tax assistant for small businesses, combining cutting-edge technology with no-nonsense support. We are on a mission to simplify business finance, and we believe compliance is a powerful enabler for sustainable, customer-centric innovation.

About the Role:

You’ll work closely with product, operations, and leadership to embed compliance into everything we do — not as a blocker, but as a catalyst for responsible growth.

Key Responsibilities:

• Lead and execute our UK Electronic Money Institution (EMI) license application and AFSL process in Australia
• Maintain strong, collaborative relationships with FCA, AUSTRAC, and other regulators
• Act as named MLRO for our UK entity; ensure full AML/CTF compliance
• Own and continuously improve compliance and risk frameworks across jurisdictions
• Ensure the scalability and tech-enablement of compliance systems (e.g., monitoring, onboarding, KYC/KYB, SARs)
• Design, update and own all compliance documentation (policies, control matrices, risk registers, monitoring plans)
• Work cross-functionally to integrate compliance into customer journeys and backend operations
• Monitor and advise on changes in regulation, translating them into actionable guidance
• Represent ANNA in regulatory audits

• Work with a bold and experienced founding team on a mission to change finance for small businesses
• Shape the compliance function in a company that takes it seriously — and creatively
• Build systems and teams that scale with us across borders
• Competitive compensation and equity
• Serious focus on technology and unlocking the power of AI in daily operations
• A remote-first culture that respects focus, autonomy, and life outside work

To Apply:

Send us your CV, a short note on why this role is for you, and anything else you think we should see.

Note: This is a high-autonomy, high-impact role for someone who thrives in ambiguity, leads with clarity, and believes compliance can be creative, not bureaucratic.

Requirements

What We’re Looking For:

• Proven experience in a regulated fintech, ideally focused on SME customers
• Successful track record of leading EMI or AFSL license applications
• In-depth knowledge of UK and Australian financial regulation (EMD2, PSD2, AMLD, FCA Handbook)
• Experience building or overseeing tech-first compliance and risk operations
• Comfortable balancing regulatory rigor with commercial pragmatism
• Demonstrated ability to manage crises — when things go wrong, you act fast, lead clearly, and solve effectively
• Excellent communication, documentation, and relationship management skills
• Well-connected within regulatory and fintech communities

What You Bring:

• Client-first and commercially-minded: You understand how compliance can enable growth
• Operational discipline: You’re systematic, structured, and allergic to vague processes
• Pattern recognition: You've seen enough to know what works and what doesn't
• Calm in chaos: You jump in when there's fire — and know when to hold the line
• Independent and flexible: You know when to push back, when to adapt, and when to act
• Paperwork power: You understand policy structure, control matrices, audit frameworks
• Regulatory credibility: Regulators know you, trust you, and listen to you